Whether you’re looking to invest in residential or commercial property, the expert SMSF mortgage brokers at Fundli will provide the guidance and support you need to navigate the complexities of SMSF loans in Australia.
Self-managed super funds (SMSFs) offer unique opportunities for investment, and finding the right loan solution is key to making the most of them. Using superannuation funds to invest in property is becoming a more popular and effective strategy for securing your financial future. After consulting with your financial planner or accountant, we’ll help you assess and compare loan options.
At Fundli, our expert brokers provide tailored advice to help you finance strategic investments that align with your SMSF, as part of our continued support, we regularly monitor your loan and conduct an annual review. If we identify an opportunity to secure a better rate for you, rest assured, we’ll reach out.
While SMSF loans are a great way to invest and create wealth, they are much more complicated and there are strict rules and regulations applied to them. For this reason, most mortgage brokers are just not familiar with them. Fundli simplifies the complexities of SMSF loans, significantly improving your chances of approval with our in-depth knowledge and expert guidance. Here’s how we improve your chances:
With Fundli by your side, navigating the SMSF loan process is simpler, more efficient, and designed for success. Let us help you turn your superannuation into a powerful investment tool. Call us on 07 5328 3700 to find out more.
SMSF Home Loans
SMSF loans are a powerful tool for building wealth and securing your financial future. Investing in residential properties through your SMSF is an excellent way to achieve long-term capital growth while generating consistent rental income. These loans often come with competitive interest rates but require careful planning due to their unique features:
Commercial SMSF Loans
For business owners, commercial SMSF loans offer a strategic avenue to secure and own your business premises. By leasing the property back to your business at market rates, you transform your rent payments into a valuable retirement investment. This approach not only provides a stable income stream but also maximizes the utility of your superannuation funds.
To buy a residential property, you generally need a deposit of 20-25% of the property value. You also need an extra 5% of the property value to cover the costs of completing the purchase.
No, residential properties purchased through an SMSF cannot be rented to related parties, including family or close associates. However, they can be rented to unrelated third parties or friends.
Fundli works with top lenders across Australia. Call us today to explore your options.
Applying for an SMSF loan involves several steps:
